Institutional Finance for Agricultural Development: An Analytical Survey of Critical IssuesIntl Food Policy Res Inst, 1993 - 162 páginas Reviews the history and organizational structure of rural financial institutions and examines their profitability and their effect on development. Investigates the impact of interest rates on rural loan demand and on the supply of deposits and savings. Includes 13 case studies on the transaction costs and viability of rural financial institutions in five countries. |
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Términos y frases comunes
agricultural cooperatives agricultural development Agricultural Economics Asia Asian LICs assets B. M. Desai Bangladesh Bank of Sudan borrowings branches Brazil capital Caribbean commercial banks demand for rural density developing countries East and Mediterranean Ex² factors farm inputs farm-level loans farmers Figures in parentheses GDP deflator Grameen Bank growth horizontally integrated incentives to save increase India interest elasticity investment Kenya Latin America lending rate loan recovery Low-income countries Mediterranean Basin MICs Middle-income countries models multifunctional multivariate NACF Nepal noninterest Ohio State University Onchon PACS parentheses are t-values percent Philippines rate of return real interest rate Real Terms regions Republic of Korea revenue RFI system rural credit rural deposits rural financial institutions Rural financial markets rural households rural loan demand rural saving scale economies scenario Simple average Sonali Bank Sri Lanka studies supply of rural Table Taiwan Thailand tion unit financial costs unit net margin unit transaction costs vertically organized viability
Pasajes populares
Página 8 - Nevertheless, before sustained modern industrial growth gets underway, supply-leading may be able to induce real innovation-type investment. As the process of real growth occurs, the supply-leading impetus gradually becomes less important, and the demand-following financial response becomes dominant.
Página 137 - Agricultural credit: institutions and performance, with particular reference to the Near East.
Página 8 - Less emphasis has been given in academic discussions (if not in policy actions) to what may be termed the "supply-leading" phenomenon: the creation of financial institutions and the supply of their financial assets, liabilities, and related financial services in advance of demand for them, especially the demand of entrepreneurs in the modern, growth-inducing sectors.
Página 8 - ... benefits in the form of stimulating real economic development for this approach to be justified. In actual practice, there is likely to be an interaction of supply -leading and demand-following phenomena.
Página 140 - Determinants and Effects of the Expansion of the Financial System in Rural India.
Página 162 - The Role of Commercial Banks in Financing Farmers: Some Reflections on the Situation in Zambia," in Agricultural Administration, Vol.
Página 140 - Financial Intermediation and Rural Development: Role of Co-operative Credit in Agricultural Development," Indian Economic Journal, Vol.
Página 139 - Agricultural Credit Policy in Brazil: Objectives and Results," American Journal of Agricultural Economics, Vol.
Página 84 - Robust standard errors are in parentheses. *** = significant at 1 percent, ** = significant at 5 percent. * = significant at 10 percent.
Página 8 - ... activity in the modern sectors. Financial intermediation which transfers resources from traditional sectors, whether by collecting wealth and saving from those sectors in exchange for its deposits and other financial liabilities, or by credit creation and forced saving is akin to the concept of innovative financing. The use of the "demand-leading" approach is a more moderate form of financial development.